Old Cedar Farms
Alma Pruitt · Webster County, NE · Wes Tolliver · client since 2022
120k bu at 80% priced · 286 head at 66% sold
$1.1M under management
Self directedCosts from their booksLast spoke in 43 days3 other findings(785) 555-9168
The figures below are computed from the desk's records and are the same figures the drafter is handed. The model writes the prose around them and does no arithmetic at all, because a wrong number in a recap is a misrepresentation to a family rather than a bug. If the drafter is unavailable the facts are still here, and the facts are the part that has to be right.
The position, as the family will read it
Expected production
120k bu
Priced
80%
96k bu · plan wants 72% by now
Revenue locked
$795,606
$114,309 over cost
Still unpriced
24k bu
Worth $268,284 at today's bids and markets, plus 96 head
| Crop | Priced | Average received | Cost of production | Made over cost |
|---|---|---|---|---|
| Wheat (new crop) | 42k bu | $5.91 | $5.96 | -$0.05 -$2,009 |
| Wheat (old crop) | 53k bu | $5.19 | $5.29 | -$0.10 -$5,121 |
Livestock, in head and hundredweight
| Group | Head | Sold | Average received | Cost of gain | Made over cost | Floor |
|---|---|---|---|---|---|---|
| 2026 calf crop Cow / Calf | 286 | 190 | $252.06 | $138.13 | $113.93 | $195.19 |
Percent sold on livestock is BY HEAD, and it is never comparable to the grain percentage above. A floor is net of the premium paid, and it floors RMA's published index rather than what the animals bring at the barn.
The note to send
Nothing drafted yet. The drafter is handed the figures above and asked to explain them, and it is told not to calculate, forecast, or tell the family what to do.
The drafter is given computed figures and forbidden from doing arithmetic, deriving anything, or implying a market forecast. Nobody on this desk knows where the board is going, and a recap that hints otherwise is the one document that could make a family's loss the desk's fault.
A recap is not a recommendation to the family. The advisor recommends, the family decides, and the language is written that way on purpose.