Silver Sage Farms
Elaine Iverson · Webster County, NE · Katie Rennick · client since 2024
126k bu at 79% priced · 341 head at 95% sold
$1.3M under management
Call before pricingCosts are estimatesLast spoke in 6 days7 other findings(785) 555-3008
The figures below are computed from the desk's records and are the same figures the drafter is handed. The model writes the prose around them and does no arithmetic at all, because a wrong number in a recap is a misrepresentation to a family rather than a bug. If the drafter is unavailable the facts are still here, and the facts are the part that has to be right.
The position, as the family will read it
Expected production
126k bu
Priced
79%
99k bu · plan wants 80% by now
Revenue locked
$1,155,149
$168,580 over cost
Still unpriced
26k bu
Worth $187,317 at today's bids and markets, plus 16 head
| Crop | Priced | Average received | Cost of production | Made over cost |
|---|---|---|---|---|
| Corn (new crop) | 47k bu | $4.30 | $4.40 | -$0.10 -$4,706 |
| Soybeans (new crop) | 26k bu | $10.54 | $9.45 | +$1.09 $28,464 |
| Soybeans (old crop) | 27k bu | $10.57 | $10.41 | +$0.16 $4,348 |
Livestock, in head and hundredweight
| Group | Head | Sold | Average received | Cost of gain | Made over cost | Floor |
|---|---|---|---|---|---|---|
| 2026 calf crop Cow / Calf | 341 | 325 | $236.92 | $153.15 | $83.77 | None |
Percent sold on livestock is BY HEAD, and it is never comparable to the grain percentage above. A floor is net of the premium paid, and it floors RMA's published index rather than what the animals bring at the barn.
The note to send
Nothing drafted yet. The drafter is handed the figures above and asked to explain them, and it is told not to calculate, forecast, or tell the family what to do.
The drafter is given computed figures and forbidden from doing arithmetic, deriving anything, or implying a market forecast. Nobody on this desk knows where the board is going, and a recap that hints otherwise is the one document that could make a family's loss the desk's fault.
A recap is not a recommendation to the family. The advisor recommends, the family decides, and the language is written that way on purpose.